Rasel Madaha (photo below) attends World Social Science Forum 2015 in Durban, South Africa
James and Rasel are Champions of Women Economic Empowerment
Our contribution to grassroots efforts is internationally recognized. Mr. James Jesse (on your right) and Mr. Rasel Madaha (on your left) are 2012 awardees of the internationally recognized TIAW World of Difference 100 Award as the Champions of Women’s Economic Empowerment Category. TIAW Annual Global Partnership Forum recognizes up to 100 extraordinary women and men from around the world each year whose efforts have advanced the economic empowerment of women locally, regionally or worldwide, including well-known women and men as well as “unsung heroes.” James and Rasel have been awarded the prize because their efforts have been showcased through their participation in AGEN and AGEN-USA Inc. Congratulations to James and Rasel and we thank them for putting AGEN and AGEN-USA Inc. on the world map. Details can be found at http://www.tiaw.org
Ms Cleria has secured a loan of Tanzanian shillings 100, 000 three years ago. She currently owns a business whose profit stands at Tanzanian shillings 900,000. She engages in shop-keeping and sale of charcoal. Accordingly, she leads a decent lifestyle.
Ms. Grace is a widow who received a micro-loan of Tanzanian shillings 200,000 and has managed to repay the loan and grow business to total of Tanzanian shillings 700,000. She meets her household expenses including paying tuition fees for her grown up children.
Tyatawelu Zephaniah is a mother and an entrepreneur. Ms. Tyatawelu is married and she is a mother to her five children. Before Tyatawelu got a loan from the American people through AGEN-USA Inc. and its local partner JUWAKI , she had no stall at a public market in Iguguno village. Consequently, she had been doing a door to door business by moving on foot from one household to another. Here, she carried a basin (large plastic bowl) of vegetables on her head as she moved around trying to reach her unreliable customers in the village. This was extremely difficult for her and her relatively large family.
After getting a loan in 2012, Ms. Tyatawelu secured a stall and began doing business at the public market in Iguguno village (see the photo). Ms.Tyatawelu who sells, among other things, tomatoes, onions, green and ripen bananas says that the loan has helped her to greatly expand her business. And in so doing, she has managed to provide for her family including supporting education of her children.
Extended Success Story 1
Zaituni Mbawala is a grassroots woman entrepreneur who belongs to Twitange group. This is one of the beneficiaries group of AGEN&AGEN-USA Inc interventions. She has been engaged in poultry for the past 10 years. Mbawala has managed to send and meet the expenses of her four children to school. Zaituni has been a breadwinner of her household for the past 18 years because her husband lost his job as an accountant two decades ago.
As a beneficiary of AGEN&AGEN-USA Inc interventions, Zaituni secured a loan of Tanzanian shillings 72,000 and transformed her poultry business. Before accessing the loan, Zaituni managed to buy only 3 bags of poultry feeds; following access to the loan, Zaituni can now buy 10 bags of poultry feeds. The outcome of this is that eggs production of her chickens has increased from 4 trays (of 30 eggs each i.e. 120) to 10 trays (of 30 eggs each i.e. 300) a day. Her net profit currently stands at Tanzanian shillings 55,0000 per day. Poverty has been made history and Zaituni’s family will never suffer from hunger; her children will finish up their education.
There are a few challenges that Zaituni faces in her business. Although, egg production is doing great and is beneficial, broiler production isn’t that much advantageous. In particular, there are times when getting a market for broilers become difficulty.
Extended Success Story 2
Extended drought periods that have increasingly become a common phenomenon in Singida region, make it harder for women entrepreneur to trade in agricultural produce. However, that shouldn’t be a reason for loosing hope as argued by Hajida Ramadhani. Working in such environment, Hajida, 34 years old and a mother of seven children (5 boys and 2 girls), has managed to grow her business and to meet some of the essential basic needs for her household. Hadija owns a stall at a market on which she sells tomatoes, onions and other kinds of green vegetables.
Getting into the statistics of her business, Hajida had a very humble beginning; she specifically started with a very small capital of Tanzanian shillings 500 and successfully grew her capital to Tanzanian shillings 30,000. At that stage, Hajida qualified for a micro-loan of Tanzanian shillings 50,000 from AGEN & AGEN-USA Inc. Hajida used the loan to grow her business to the value of Tanzanian shillings 100,000. This capital remained with her at the time when she repaid the loan. At the moment, the Tanzanian shillings 50,000 (that was given to her as a loan) has been passed to another woman entrepreneur. Nevertheless, Hajida’s capital is set to grow faster because of two things: 1) she can buy more merchandise and get more profit; only within a few months, her business is predicted to be more than the current Tanzanian shillings 100,000; 2) she has received individual and group entrepreneurial counselling from AGEN and AGEN-USA Inc. volunteers.
Interestingly, Hajida’s net profit from her relatively expanded business ranges between Tanzanian shillings 1000 and 2000. Although this income appears to be extremely low in the eyes of many scholars and in particular those living elsewhere, Hajida can meet most of the basic needs of her household. Although her household of 9 is relatively huge, Hajida uses her earnings to meet her daily needs by buying such things as food, clothing as well as paying for school fees for her children.
She proudly boasts that she can now handle a business worthy Tanzanian shillings 300,000 and requests that she be considered for that sum of money next time she applies for a loan (over $4,000 that was directly given to the women as a revolving fund, continues to revolve among the women entrepreneurs and currently stands at $10,000. It will continue to be under the supervision of AGEN&AGEN-USA Inc. and its partner grassroots NGOs).
Extended Success Story 3
Rose Mwakatwila is an entrepreneur who sells honey on foot as she matches across streets of Iringa municipality in Iringa Tanzania. She is a widow with three children. Rose’s husband, Mr. Roid Simon Mwakatwila retired from his job as Government’s officer for an Intelligence Unit in 1999 and unfortunately passed away in 2006.Nonetheless, Rose has never lost hope and she has been engaged in honey business to make ends meet. Rose is one of the beneficiaries of AGEN&AGEN-USA Inc interventions; specifically she has received a micro-credit loan worthy Tanzanian shillings 72, 000. Rose doesn’t keep beehives for honey production but she specifically buys relatively large volume of honey at a reduced price and sells in retail-like pattern. She repacks the bought honey in smaller used containers/bottles and then sells honey at profit. Before accessing the micro-loan, Rose had a capital that was enough to buy only two tins (20 litres each tin or equivalent 5 gallons in United States) of honey i.e. 40 litres. At that time, she managed to get a profit of Tanzanian shillings 100,000 and had to repurchase honey frequently; the strenuous process of repurchasing honey every two weeks led to additional expenses that had to do with transportation of the merchandise. Nevertheless and after accessing the micro-loan, today Rose can afford to buy 4 tins of honey (80 litres) and sells the product for a relatively longer period of 30 days (a month). Interestingly, she currently earns a profit of Tanzanian shillings 200,000. This means her business has grown by 100%.
The major challenge that Rose faces is that her business involves walking over long undetermined distances everyday in search of her customers. And that is extremely tiresome. Henceforth, she needs more capital to establish a business that doesn’t require her to walk over long distances. Rose believes that if she secures a nice spot and builds a stall or kiosk for her honey business then she would be able to grow her business and earn more income.